MMBB Financial Services offers nine investment options that cover a wide range of asset classes. We invite you to create a customized investment strategy based on your financial goals and comfort with risk.

Our Senior Benefits Specialists are available to assist you in making investment choices.

Until you allocate your investment account, contributions are automatically deposited into The Balanced Fund. You can change this allocation at any time, for both your future investments and your existing balances.

To learn how to manage your investment portfolio, see this tutorial. It will show you how to change the money already in your account as well as the future contributions to your account. Note that changing the asset allocations for funds already in your account and changing future contributions is a two-step process.

You can change your asset allocations as often as you like, but keep in mind that changes are updated only once each business day. Changes in asset allocations must be saved by the earlier of 4 p.m. Eastern time or the close of the New York Stock Exchange to take effect the same day. Changes posted after 4 p.m. take effect the next business day. A confirmation statement confirming the details of your investment election change will be sent to your mailing address on file within two business days.

To manage your investment portfolio, log into www.mmbbaccounts.org.

Trading Restrictions

Direct transfers from the Stable Value Fund to the Money Market Fund are not allowed. Members must transfer from the Stable Value Fund to another investment for a period of 90 days before the transferred funds may be directed into Money Market Fund.

Risk & Return

Each investment option has a different risk/return profile. In general, investment choices that have the greatest potential for return over the long term also have the greatest amount of investment risk. Lower risk investments tend to produce lower long-term investment results. Of course, past performance is no guarantee of future results. MMBB Financial Services cannot predict how any investment funds will perform in the future and is not responsible for any gains or losses in any of the funds.

You can find detailed information about the funds, including their risk & return profiles by visiting the Fund Information.