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Through the Comprehensive Plan, your employer contributes to your retirement investment account on a pre-tax basis. The contributions are made on a monthly basis. The premium payment is due on or before the last business day of the month.

The contribution can vary from 10% to 20% of the employee’s compensation.

  • 3% of the employee’s compensation pays for term life insurance and disability benefits and limited assistance to ministers and lay employees of participating employers.
  • The remainder (7% to 17% of the employee’s contribution) is invested in the employee’s retirement investment account.

MMBB pays the Comprehensive Plan premium on behalf of disabled members.

Employees participating in the Comprehensive Plan are 100% vested immediately.

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