Who will make your decisions if you are medically incapacitated?
MMBB’s disability benefits are administered by The Hartford. Should you become disabled, call the MMBB Disability Reporting and Information Line offered by The Hartford toll-free at 877.889.0242.
You have disability income protection if your employer is paying premiums for you to the Comprehensive Plan. Benefits begin if you are unable to work as a result of an eligible disabling condition for more than three consecutive months.
The Comprehensive Plan defines disability as:
If you file a claim for disability during your first year of plan membership or reinstatement, your claim will be denied if your disability results from a condition that existed at the time of enrollment or reinstatement.
At no cost to you, your disability benefits:
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