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Loans Overview

You can request a loan, if you:

  • Have an account balance that will support a minimum loan amount of $1000.
  • Have no more than one other outstanding loan through your Comprehensive Plan account.
    (You may have one other loan from your other MMBB accounts as long as the combined loan amounts do not exceed $50,000.) Within each plan, no more than one loan may be taken in any rolling 12 month period.

There are two kinds of loans available, depending on the intended use of the loan:

  • General Purpose Loans must be repaid within 60 months.
  • Primary Residence Loans must be repaid within 120 months.

The differences between the two are mentioned below, where applicable.

Prior to requesting a loan you should review your situation with a Senior Benefits Specialist.

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