Dear Friends,
The beginning of a new year invites planning and fresh possibilities. It offers another opportunity to pursue your financial goals with intention and to prepare for whatever the future may hold. In this edition of Tomorrow, we explore practical guidance for navigating challenges, embracing opportunities, and using technology wisely to support your financial well‑being.
Just as we make plans for growth, it’s equally important to prepare for the unexpected. Having a clear sense of what to do before difficult moments arise can make a challenging financial situation far less overwhelming. With this in mind, we highlight key considerations for those who may be facing seasons of loss in our article, “Financial Steps to Take if Your Spouse Passes Away.”
Financial strain isn’t limited to individuals—churches face it too. Our piece on “Strategies for Managing Church Debt” offers practical tactics to help churches reduce liabilities so they can focus on their ministry.
Technology, when used thoughtfully, can be a powerful tool for managing your money. In “Making the Most of the MMBB Member Portal,” we share tips to help MMBB members better utilize this resource’s features for overseeing their retirement accounts.
Are passkeys and digital wallets just a trend or part of the digital landscape? “The 411 on Passkeys” explains this alternative to traditional passwords and the implications for securing your online accounts. Meanwhile, we take a closer look at electronic wallet technology, which grew in popularity during the pandemic. “Financial Fact: Are Digital Wallets a Financial Hack or Just Hype?” explores the benefits and limitations of this online payment tool.
As we focus on plans for 2026, I leave you with this timely scripture:
“Plans fail for lack of counsel, but with many advisers they succeed.”
— Proverbs 15:22 (NIV)
This verse reminds us to seek wise counsel from God through prayer and from people we trust when making decisions. Aligning your planning with the Lord’s wisdom and the insights of knowledgeable advisers can help bring clarity and discernment when making choices.
MMBB remains committed to offering financial guidance and expertise to help our members, churches and faith-based institutions practice faithful stewardship. We are honored to partner with you in your financial journey in 2026 and beyond.
In Christ,
Perry