Dear Friend,
As the air turns crisp and the leaves take on their golden hues, we find ourselves approaching the heart of the holiday season. With Thanksgiving and Christmas just around the corner — and only two months left in the year — now is the perfect time to reflect, reset, and prepare for what lies ahead in 2026.
We begin with “The Essential Year-End Checklist,” a guide to smart financial moves you can make before December 31 to start the new year strong. As many churches finalize their 2026 budgets, “Tips for Financial Transparency in Churches” offers ways to build trust and confidence within your congregation.
This issue also spotlights a valuable member benefit: MMBB’s Financial Wellness Institute — a self-paced resource designed to boost your financial literacy and confidence, or serve as a refresher. Plus, there’s an exciting incentive for those who participate! With the gift-giving season fast approaching, “How to Advocate for Yourself with Customer Service” provides empowering tips to help you navigate purchases and returns. And finally, “Flood Insurance 101” explores this often-overlooked protection.
As we conclude Clergy Appreciation Month, I leave you with this verse:
“Remember your leaders, those who spoke to you the Word of God. Consider the outcome of their way of life, and imitate their faith.” – Hebrews 13:7 (ESV)
This scripture reminds us to honor the spiritual leaders who have guided us with wisdom and grace. Thank you for your faithful service, your compassion, and your unwavering commitment to shepherd your congregations and communities in their walk with God.
In Christ,
Perry J. Hopper