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A Message from Our CEO

January brings a new year with new opportunities. I hope you enjoyed the holiday season and are looking forward to the possibilities that 2023 brings. In this issue of Tomorrow, we look at some financial topics that are top-of-mind for members at this time of year.

MMBB announced its 2023 Annuity Payout in the last quarter of 2022. You can see details about how the payout was calculated in our feature story, “2023 MMBB Annuity Payout Announced.” A link to an archived recording of the Annuity Payout webinar is also available within the article.

With tax season officially starting on January 23, many of us are beginning to think about preparing and filing our 2022 taxes. In our two-part series, “How to Choose a Tax Professional - Part 1,” we help you consider how to select a tax professional to assist with your tax return.

While we are addressing the filing of our 2022 tax returns, it is not too early to consider a tax incentive that may be applicable on your 2023 return. The Inflation Reduction Act, which passed in late 2022, contains several clean energy incentives for using solar panels and energy-efficient appliances. Our article, “The New Climate Tax Breaks and Savings for Homeowners,” sheds light on tax incentives you may be able to capitalize on when you file your 2023 taxes.

Christmas may have come and gone, but the leftover Christmas inventory from last year has not. In the Tomorrow article, “Catching the After Christmas Sales,” learn what discounts are available the first few months after the holiday season.

Finally, many of us have been affected by high prices lately and wondering if it is all related to inflation. Find out about dynamic pricing and how it is used to boost prices in “Financial Fact: What is Dynamic Pricing and How Does it Impact Your Spending?”

In this first month of the new year, I leave you with this scripture: “Behold, the former things have come to pass, and new things I declare; before they spring forth, I tell you of them.” (Isaiah 42:9 NKJV). We appreciate the faith you placed in MMBB during 2022 and we look forward to serving you in 2023.




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Translations of any materials into languages other than English are intended solely as a convenience to the non-English-reading public. We have attempted to provide an accurate translation of the original material in English, but due to the nuances in translating to a foreign language, slight differences may exist.

Las traducciones de cualquier material a idiomas que no sean el inglés son para la conveniencia de aquellos que no leen inglés. Hemos intentado proporcionar una traducción precisa del material original en inglés, pero debido a las diferencias de la traducción a un idioma extranjero, pueden existir ligeras diferencias.

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