Who will make your decisions if you are medically incapacitated?
The goal is to pay off your balance as quickly as possible.
Finally, using credit wisely includes checking your credit report at least one a year. You are entitled to receive a free credit report from each of the three-major credit reporting bureaus annually. Reviewing your credit report will help you to detect potential fraud and protect yourself from identity theft. You will also be able to spot any errors on your credit report and take prompt action to correct them. Free credit reports may be requested by visiting the government sponsored website www.annualcreditreport.com. Credit is an important financial tool, when used wisely it can help you achieve your short and long term financial goals such as paying for college, purchasing a vehicle or owning a home. If you have questions about credit, debt, or financial planning, the MMBB CERTIFIED FINANCIAL PLANNER™ professionals are available to assist you, call 800.986.6222 or email [email protected].
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