Our flagship product, the Benefits for Life program, provides a lifetime of value: disability protection and life insurance during the member's working years, and a lifetime annuity at retirement. The employer-paid Benefits for Life program includes the Retirement Plan and the Death Benefit Plan.

The Annuity Supplement (TAS) gives employees a convenient way to build greater financial freedom for themselves. Members cut their current tax bill when they make pre-tax contributions, or they may save on an after-tax basis. Contributions are excluded from Social Security/Medicare taxes for ordained ministers.

Through contributions to the Tax-Deferred Annuity (TDA), employers can increase the financial security of their employees.

Each of these retirement plans offers:

• A range of professionally managed investment options
  
  
• Special tax advantages to clergy, who may be able to exclude benefit payments as a tax-exempt housing allowance
  
  
• Hallmark member service
  
  
• Communications that keep you informed and in touch
  

Medical and dental insuranceplans as well as long-term care insurance are also available to eligible plan members and their families.