The Retirement Plan component of the Benefits for Life program offers a blend of:

• Tax-deferred savings throughout your career
  
  
• A range of professionally-managed investment choices
  
  
• Loan and withdrawal features
  
  
• Flexible income options at retirement
  
  
• Retirement income for life that's adjusted once a year for investment experience
  
  
• Special tax advantages on benefits paid to clergy
  

Your employer pays your membership premium during your working years. A significant percentage of this premium goes into your Retirement Plan account. You may direct the investment of your account among a wide range of professionally managed investment funds to meet your financial objectives.

The Benefits for Life program also offers disability income and death benefits.